Author: Josh

Beard Difficulties

In my previous life, I worked at a job that made growing a beard difficult.  Every time I’d let it grow on vacation, I’d get close to an acceptable length, but still below the threshold of respectability.   Naturally, when I…

Dancing for Filipinos

In the Philippines, or maybe just here in Bacolod City, people enjoy celebrations.  Bacolod is called the City of Smiles and is known for its annual MassKara Festival held in October.  The tradition began in 1980, in response to a…

The Galvez Family, Pt. 1

Success in microfinance is difficult to measure because progress occurs incrementally and may take a generation or more to manifest.   Usually, the benefits of microfinance – improvements in healthcare, education, and quality of life – are only visible over a…

In The Field

I spent the last three days in “the field,” a term used to describe the front lines of microfinance where the money is distributed to the clients of the banks.  Beginning early Tuesday morning, I set out for the town…

Organized Chaos

Here in Bacolod City, and the rest of the Philippines for that matter, traffic laws are non-existent.  There seem to be no rules governing how you act behind the wheel – only that the horn is your friend, and is…

Filipina Heart

The motivations for travel on a Trans-Pacific flight run vary more than your average domestic flight.  Businessmen hammering out last-minute presentations to their Chinese counterparts to your left; a sex tourist that looks, talks, and thinks like a sex tourist…