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Tag: NWTF

Next Billion Post: Energy to the BOP Made “Simple”

Next Billion Post: Energy to the BOP Made “Simple”

For my second post at Next Billion, I wrote about a company called Simpa Networks.  Simpa was founded by Jacob Winiecki and Mike MacHarg, two people I have known since I started out in the development game.  Here is a tangential story about the smallness of the world. I used to work for a consulting firm in Boston.  I wanted to work in development but wasn’t sure how to get in the door.  I knew I was interested in solar…

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The Economics of a Cookstove

The Economics of a Cookstove

The other day I went to the NWTF branch office in Hinigaran to interview clients that recently purchased an Envirofit cookstove. Cookstoves have received a lot of positive publicity recently as a cheap and effective solution to the problem of indoor air pollution – a problem that claims 1.4 million lives every year. The predominant stove in use by the poor – a basic design with a fire lit beneath a pot resting on three stones (a “three-stone stove”) –…

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Microfinance and Job Creation

Microfinance and Job Creation

“So health care reform and reducing taxes and reining in spending has got to accompany tax reductions, and tax relief for Americans, and trade — we have got to see trade as opportunity, not as, uh, competitive, um, scary thing, but one in five jobs created in the trade sector today. We’ve got to look at that as more opportunity. All of those things under the umbrella of job creation.” – Sarah Palin The international economic development community is constantly…

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Microenterprise to SME: A Thought Exercise Pt. II

Microenterprise to SME: A Thought Exercise Pt. II

This is the third post of a three–part series on small- and medium enterprises.  It is the second of a two-part post. The other day I discussed six actions or programs a microfinance institution (MFI) can take to help clients convert their business from a micro-enterprise to a small- to medium enterprise (SME).  Today, I will cover the final six.

Talisay to Bago: A Day’s Work

Talisay to Bago: A Day’s Work

On Wednesday morning, I woke up at 7:00 to get ready for call I had with some head honchos at Kiva about how we can put solar energy loans up on the Kiva website.  After that, I had to talk to the Kiva microfinance partnerships manager for Asian MFIs about an Excel model he built that automatically generates profiles to be uploaded onto the Kiva website.  I am modifying it to fit the specific needs of NWTF, but the process…

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What I Do: Borrower Interviews

What I Do: Borrower Interviews

As a Kiva Fellow, I go to the field to interview borrowers about the status of their loan and talk about the business, the family, and their dreams for the future.  Usually I do a short write-up to update the Kiva lenders, but sometimes I go overboard and write an essay.  This is not representative of most journal entries, but I found her to be such an interesting client that I wanted to share it.  I titled this journal update…

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Branch Rollout in Cebu

Branch Rollout in Cebu

This weekend I went to Cebu, an island east of Negros, for the Kiva rollout in the NWTF branches.  I traveled as part of a five-person team, including Massah, the photography consultant, Raymond, the research manager, Jubert, the IT manager, and Presy, the Kiva coordinator.  Pocholo, a friend of Raymond’s, needed a lift to Cebu and caught a ride with us.  The six of us loaded the infamous red van and left at 7 AM on Thursday morning.  The road…

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She Drives a Dodge Stratus: The Role of the Husband

She Drives a Dodge Stratus: The Role of the Husband

One of microfinance’s major achievements has been to empower women in societies that relegate women to a second-class status.  At Negros Women for Tomorrow, 98% of clients are women.  The rationale behind lending to women is that they are more reliable, family-oriented, and stationary.  Women are more likely to spend the money on things like education and health care.  One of the major themes of this blog is to highlight the interconnectedness of the impacts of microfinance.  Giving women a…

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The Journalist

The Journalist

This week Negros Women for Tomorrow published it’s first newsletter in several years.  I know the girl putting it together, so she gave me 250 words (shortened first to 150, then 100).  Here it is: Over the past year, Kiva has partnered with MFIs like NWTF across the Philippines to bring microfinance to the masses and offer people before the chance to participate. NWTF and Kiva joined forces six short months ago, funding a total of $150,000 in Project Dungganon…

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SMEs in the Philippines

SMEs in the Philippines

This is the second post in a three-part series on SMEs. In an earlier post, I discussed another area of development – SMEs – that is both important for creating sustained growth, and has recently attracted interest from investors.  The Philippines is also placing a lot of emphasis on this area of development. The Philippines is actually in good shape regarding SMEs, as it has an abundant labor pool.  The country has 800,000 registered businesses, of which ~7% are classified as…

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